Final Expense Insurance, sometimes called burial insurance or funeral insurance, is a type of permanent life insurance designed to cover end-of-life costs. It ensures your loved ones aren’t left with financial stress during an already difficult time.

What does it cover?

Funeral, burial, or cremation expenses

Outstanding medical bills

Small debts or final household expenses

Provides a modest inheritance for your family

Key Features

Permanent coverage: stays in force for life, as long as premiums are paid

Smaller face amounts: usually $5,000 – $50,000, keeping it affordable

Simple application: many policies don’t require a medical exam, just health questions

Quick payout: tax-free benefit is paid directly to your beneficiary to handle immediate costs

Who is it for?

Final Expense Insurance is ideal for seniors, those with limited savings, or anyone who wants to make sure their family doesn’t face unexpected costs when they pass away.